End‑to‑End Digital Banking Suite
Our Online Banking Platform lets financial institutions deliver friction‑less, 24×7 self‑service banking. Customers can view balances, move money, pay bills, and manage investments through an intuitive web interface that mirrors mobile‑first best practices.
Core Modules & Highlights
- Account Overview: Aggregated view of savings, current, deposits, loans, and cards with instant mini statements.
- Fund Transfers: IMPS, NEFT, RTGS, UPI, and intra‑bank transfers with beneficiary management and scheduled payments.
- Bill Payments & Recharge: One‑click utility, telecom, and tax payments with automated reminders.
- Personal Finance Tools: Expense categorization, spending analytics, and goal‑based savings widgets.
- Service Requests: Cheque‑book, FD renewal, card block/unblock, dispute management – all trackable online.
- Integrated Chatbot: AI‑powered virtual assistant for balance queries, FAQs, and guided transfers.
- Robust Security: Multi‑factor authentication, device fingerprinting, fraud analytics, and PCI‑DSS compliance.
Business Benefits
- 24×7 Customer Delight: Reduce branch footfall and call‑center load while enhancing satisfaction scores.
- Revenue Growth: Cross‑sell deposits, insurance, and credit cards through contextual offers.
- Lower Opex: Digital self‑service cuts paper handling and back‑office processing costs.
- Rapid Deployment: API‑first architecture integrates seamlessly with existing Core Banking and third‑party fintech services.